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Does Your Client Have a Patient Portal?
Here's a Convenient Way for Us to Access Their Medical Records
and Help Speed Up the Underwriting Process
Client Log in to Access Electronic Health Records
If this is your first time logging in, please see instructions below
Transform the Life Insurance Buying Process with Electronic Health Records (EHRs)
What are Electronic Health Records (EHRs)?
An Electronic Health Record (EHR) is a digital version of you client's health record. It's a longitudinal medical history created by healthcare providers, and made accessible through patient portals. They contain medical data that can be used to potentially expedite the underwriting process and replace APS orders.
Why should I care about EHR data?
EHR data simplifies the life insurance buying process for clients by reducing the need to order invasive paramedical exams and waiting weeks for APS orders to come in.
Using EHR data has the potential to dramatically:
Decrease time-to-issue and improve placement rates
Reduce the number of back and forth conversations with clients, by electronically gathering their comprehensive medical history
Deliver a fully digital, seamless client experience that meets modern buyer expectations
EHR data also reduces the administrative burden on agents by aggregating electronic health data - no matter where or how it was stored - in just minutes.
About Human API
Human API is a health technology company that gives consumers a simple way to retrieve and share their EHR data Human API retrieves medical records digitally, from each person's patient portals. We empower your clients to seamlessly share their electronic health records - no matter where or how it was stored - so you can help more people protect their loved ones. For more information, visit www.humanapi.co.


Human API Instructions for Insurance Applicants

Congratulations! You're only steps away from an underwriting decision.


What's Next?

Additional medical information is required to process your application. Unfortunately, it typically takes insurance carriers weeks (or even months) to collect this information.


You may be able to expedite the process...

Luckily, your advisor has partnered with a company called Human API to give you a simple way to transfer your medical records electronically.


How does it work?

If you've ever used a patient portal to interact with a healthcare provider or view medical records, you can connect those accounts to authorize the release of your electronic health records. The best part? It only takes a few minutes!


How It Works

My Digital Records, powered by Human API, offers a simple online experience where you can authorize the release of your Electronic Health Records by connecting you patient portal accounts.


1. Visit the link that was sent to you by your advisor

In your web browser, go to the URL http://mydigitalrecords.com/Cavalier


2. Enter your information

Enter your First Name, Last Name, and Email Address to get started.

Pro Tip! Make sure to have your patient portal login credentials on hand! You're going to need them in order to connect your accounts.



What's a "patient portal"?

Patient portals are websites or mobile apps that allow patients to interact with their healthcare providers (schedule appointments, send messages, etc.) and view electronic health records.



3. Search for a provider

Search for a health system (recommended), a hospital/clinic, or a physician to find your patient portal.

If you are having difficulty finding your provider, click on the "Tell us about it" link located above the list of search results.



Need help? If you need assistance at any point during the process, we encourage you to utilize the Live Chat feature by clicking on the chat button, located on the bottom right corner of the popup window. Our dedicated support team is available to help on business days during the hours of 9 AM - 8 PM EST.



4. Connect your account

Enter your patient portal login credentials to connect your account and authorize the release of your electronic health records.


5. Connect more accounts

If you have additional patient portal accounts that you'd like to connect, click on the "Connect Another Account" button from the Success page, then "Add new connection" from the Wallet page. Repeat steps 3 and 4 to connect another account.

Once you've connected all of your accounts, close out of the popup window and you're done!



Optional: View your health records

If you would like to download a FREE copy of your electronic health records, you may sign up for a Human API account. Simply look for the box highlighted in the red (see right) after connecting an account and click on "See my records" to be taken to https://my.humanapi.co, where you can view and manage your health data.